Very well written and insightful. People 20–50 should embrace this. I’ve been slowly figuring some of this out. I’m 60 so I can’t totally embrace the techniques as ageism works it’s way into to jobs and building scalable income takes a while, but I can and do to some extent. So I’m doing the retirement thing but also the work and scalable work thing. In other words, how much and how can I make what I need when I start receiving retirement. Start doing more “things “ to carry into retirement as many retire and do nothing. But at my age, if you haven’t followed your suggestion, you have to be prepared for additional medical, and it’s even worse you divorced late in life.

But what you described, helps all of that.

Great article.