Unfortunately short sighted. You look a a few who made it as influencers and don’t look at the millions who don’t.
I’m not saying college is best but to the gig economy is going to be around in 10-15 years is naive. I had a business for 30 years. Things change. Methods of work come and go. Best to have something consistent to fall back on. Especially if you plan on a family. Btw, the way you did your calculations is incorrect. You do not accrue interest on the whole thing as it’s being paid down. It’s like owning a car. You don’t pay 279K for your car.