This one of the better written articles on money. The one very important part missed is that how critical it is to create a household budget. This should be done early and re-examined for accuracy, and adjustments made, for about 4 months. Then re-examined periodically.

I’d also warn about blind investing. Best to research and interview investing companies. Tell them about the amount of risk you are willing to take and adjust that periodically. Investing is NOT compound interest and one can lose money.