Regardless of COL. At 7% investment, taking out 100K/yr, about 16 years
Year Savings
initial $1,000,000
1 $966,248
2 $930,132
3 $891,489
4 $850,141
5 $805,898
6 $758,559
7 $707,905
8 $653,706
9 $595,713
10 $533,661
11 $467,264
12 $396,220
13 $320,203
14 $238,865
15 $151,833
16 $58,709